Friday, January 26, 2018

Taking capital markets to SME sector sure way of growing Africa’s economy

Rwanda SMEs
The Rwandan bourse has created a segment for SMEs to enable them to tap into capital markets to raise long-term funds to grow their businesses. PHOTO | FILE 
By CELESTINE RWABUKUMBA
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Africa’s capital market landscape looks at 2018 with improved optimism.
Reports from the sector indicate that equity capital market (ECM) transactions comprising Initial Public Offering (IPOs) or Financial Offers (FOs) by African companies on African exchanges will continue an upward trend. The same applies to debt capital markets (DCM).
The major driver of growth expected is privatisation in countries such as Nigeria, Morocco, Egypt, Tanzania and the West African region.
Growth potential of capital market in Africa is huge. According to a recent report, Africa is home to approximately 700 companies with annual revenues in excess of $500 million.
Reports indicate that less than 40 per cent of these companies maintain a listing. Experts say that entry by these companies over the coming years will contribute to deepening of the African capital markets landscape.
However, the dynamics are such that achieving a successful IPO or FO is an increasingly complex and time-consuming process. This is due to the fact that there is an increased scrutiny from capital market regulators looking to enhance the reputation of local markets. The main objective by regulators is to protect yield-seeking investors.
Experience shows that in order to raise money in an efficient and effective manner, companies need to start the process early with the help of independent capital markets advice.
African capital markets is serving the top crust of formal business landscape — the larger corporates. There is an urgent need for African capital market stakeholders to spread the opportunity to embrace the other segments of the African business landscape especially the small and medium enterprises (SMEs).
Africa’s economy is dominated by the SMEs. In the case of Rwanda over 95 of operating firms are SMEs. The case of democratising Africa’s capital markets to include SMEs would thus be a compelling prospect.
In the context of Rwanda, in particular and Africa generally, it is important to stress that deep, transparent and accessible capital market forms a critical element of the entire financial sector.
Hence one of the major challenges is how to make the Africa capital market to best serve the SME sector. This is equally a unique opportunity for African capital markets since statistics indicate that less than 5 per cent of African population has access to African capital markets.
Facilitating SMEs to access long-term funding would actually democratise the African capital markets. Out-of-the-box thinking by African capital market stakeholders is needed since serving the SME sector would require new ways of thinking.
Making SMEs active participants in the African capital markets would render Africa more resilient in the face of economic shocks while strengthening the overall economy of the continent.
The dominant sources of SME funding in Africa is commercial bank funding.
Better chances of growth
It is time that African capital market leaders started looking at playing more pivotal roles in funding SMEs in order to complement existing sources.
Rwanda Stock Exchange (RSE) started the small and medium enterprise market segment (SMEMs) in 2014.
The SMEMs counter is a practical path to enable SMEs to tap into capital markets to raise long-term funds to grow their businesses.
The RSE SMEMs is thus a counter from the demand side that can assist SMEs to a public listing. Listing in the SMEMs counter at RSE can be said to be a sure way of facilitating some of Rwanda’s ambitious growing SMEs to scale up their operations.
From the supplier side the RSE SMEMs counter will expose these ambitious Rwandan SMEs that are open to new ideas of growth and doing business to a vast range of international investors including African diaspora investors.
It is safe to say that a Rwandan SME that carries out listing into SMEMs has better chances of growing. The prospect of successful listing of SMEs has potential of strengthening how a listed SME is perceived in the market since access to finance will continue to hinder growth of SMEs.
RSE has developed a mechanism for listing, which is unique to Rwandan SME sector. The mechanism in place is obviously meant to boost prospects of listed SME firms to grow over time with potential to be large enterprise of the future.
In order to walk the talk, RSE has started a three-month awareness campaign meant to take the capital market to the door steps of SME sector in the country. The campaign is meant to improve financial literacy of Rwandan SMEs and other corporates through public education and outreach.
The objective of public education and outreach branded by RSE management as “Access and Grow” campaign is to enable Rwandan SMEs and other corporates to acquire a full understanding of what it means to list in the RSE.
The “Access and Grow” campaign is meant to educate target SMEs and corporates on the likely advantages that comes with using RSE to raise long term funds to grow their businesses.
Under the three-month campaign, RSE targets to work with at least 100 Rwandan SMEs countrywide to access RSE, and raise long-term funds.
The climax of the campaign is an event dubbed “The RSE Listing Forum 2018” meant to facilitate the 100 Rwandan SMEs choosing to embark on the new journey to have a practical feel of the listing experience at RSE.
Celestine Rwabukumba is CEO of Rwanda Securities Exchange and chairman of East African Stock Exchange Association. rwabukumba@gmail.com

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