Tuesday, April 19, 2016

Link between taxation and insolvency


An investor monitors trading at the Nairobi Securities Exchange. PHOTO | FILE
An investor monitors trading at the Nairobi Securities Exchange. PHOTO | FILE 
By JOSEPH THOGO, jthogo@deloitte.com
In Summary
  • Even though the taxman ranks as an unsecured creditor, it does not apply for all taxes. The hierarchical order does not apply to transactional and agency taxes such as VAT, excise duty, PAYE and withholding tax.
  • An argument can be made that changes in a firm’s capital structure do not change the corporation’s overall value. Indeed, from an economic point of view it should make little difference whether the corporation raises funds through debt or equity.

To say that corporate Kenya has in the recent past taken a beating would perhaps be an understatement.
With listed companies issuing profit warnings, a number of entities reporting record losses and some going into administration, the prognosis has not been very been positive.
A while back, the print media was also inundated with a number of publicised bailouts of listed companies by their shareholders and even by the government.
Corporate issues of shares and debt are simply alternative methods of raising corporate capital. Equity arises where shareholders fund the company in exchange for shares while loans come about where the company borrows against its assets. Whether these have been in the form of debt or equity would not really matter from a finance perspective.
An argument can be made that changes in a firm’s capital structure do not change the corporation’s overall value. Indeed, from an economic point of view it should make little difference whether the corporation raises funds through debt or equity.
Why, then, should there be any difference in the tax treatment of debt and equity? Why does it matter? The unintended consequences of all these are losses that impact all those involved from a tax perspective—the entity, its shareholders and those who lent it money.
When a company goes into administration, the administrator is required to operate under certain guidelines provided under the recently enacted Insolvency Act.
The objectives of administration are to maintain the company as a going concern, to achieve a better outcome for the company’s creditors as a whole than would likely to be the case if the company were liquidated and to realise the property of the company in order to make a distribution to one or more secured or preferential creditors.
Whereas previously a company could be wound up immediately it became insolvent, the Insolvency Act now gives the company an opportunity to operate as a going concern and not necessarily engage in the sale and realisation of its assets as a primary option.
During this phase, the entity’s tax obligations do not extinguish and it is the responsibility of the administrator to ensure compliance.
Taxman
The hierarchical order of payments that the administrator should adhere to starts with the insolvency costs (fees for overseeing the process) followed by secured creditors (lenders to whom the company granted security, which includes banks, asset based lenders, finance and agreement providers), then comes the preferential creditors (employee claims), followed by unsecured creditors (all remaining creditors such as the taxman, suppliers, contractors) and lastly the shareholders (who get paid if all the above creditors are paid in full).
Even though the taxman ranks as an unsecured creditor, it does not apply for all taxes. The hierarchical order does not apply to transactional and agency taxes such as VAT, excise duty, PAYE and withholding tax.
Since the entity collects these taxes on behalf of the taxman, its obligations as a tax agent are not affected by the hierarchy of payments. The hierarchy of payments will impact the entity’s income tax its normal trading and the taxman has to join the queue.
However, if the administrator is able to resuscitate the business and the entity comes out of administration, the taxman adopts his usual role.

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