Thursday, July 31, 2014

Nairobi reacts to revenue leakage with electronic payment system

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Jambopay CEO Danson Muchemi (right) shows Nairobi governor Evans Kidero (left) and his deputy Jonathan Mueke how the e-ticketing machine works during the launch of the Nairobi County e-payment module at Laico Hotel in Nairobi last week. PHOTO | EVANS HABIL
Jambopay CEO Danson Muchemi (right) shows Nairobi governor Evans Kidero (left) and his deputy Jonathan Mueke how the e-ticketing machine works during the launch of the Nairobi County e-payment module at Laico Hotel in Nairobi last week. PHOTO | EVANS HABIL 
By Annie Njanja, anjanja@ke.nationmedia.com
In Summary
  • The state-of-the-art technology developed and deployed by Jambopay is set to bring efficiency and convenience in revenue collection.
  • The e-payment system is accessible online through point of sale (PoS) terminal devices and physical agents.
  • Users can make payments using mobile money, debit cards, over-the-counter payments at 29 partner banks and at independent agent stalls spread across the metropolis.

The Nairobi County e-payment system, the first cash-light system for a county government in Kenya, went live last Thursday.

 
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The state-of-the-art technology developed and deployed by Jambopay is set to bring efficiency and convenience in revenue collection.
It enables matatu owners to pay parking fees, vendors to pay market fees, business owners to pay permit fees, estate tenants to pay rent and landowners to make land rate payments.
The e-payment system is accessible online through point of sale (PoS) terminal devices and physical agents.
Users can make payments using mobile money, debit cards, over-the-counter payments at 29 partner banks and at independent agent stalls spread across the metropolis.
The agents send money on behalf of a client but issue a receipt to confirm the transaction.
All the digital payment options offered are linked to the system through the Nairobi County e-wallet that is created on signing up.
No charges are incurred when making payments through independent agents, the e-county mobile app and using mobile money, but banks offering the service may impose a charge on transactions.
“We are not in a position to dictate the charges that banks should make but we foresee competitive rates as they try to win customers,” said DansonMuchemi, chief executive Jambopay.
To ensure that payments are made, an enforcement team was deployed after the system was launched. The team carries an advanced PoS terminal that has a camera, a barcode reader, Near Field Communication (NFC) reader, GPS, GPRS and a thermal printer.
The barcode reader authenticates the receipts and certificates issued upon payment while the GPS tracks the movement of the county officials.
The GPRS makes it possible for the officers on duty to be recalled when need arises and the camera can be used to take photographs of offenders to be presented as evidence in court in case they deny they were not available on the day of the visit.
For better customer service, the payment system is supported by a 24-hour call-centre. The system’s monitoring team comprises county revenue officers and technical experts.
Revenue officers check real-time updates from the system and ensure that the amounts collected by all departments are accounted for. The technical experts, on the other hand, ensure all systems are running uninterrupted.
“The technical team is able to tell the location of county officials doing monitoring, and if their PoS devices are on or off and if they have done any work. They are also able to diagnose and prevent technical hitches,” said Mr Muchemi. 

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