Tuesday, January 28, 2014

Don’t let philanthropy drag family business to financial ruin

Unregulated giving leads to the diminishing and eventual collapse of even the most vibrant family business. FILE
Unregulated giving leads to the diminishing and eventual collapse of even the most vibrant family business. FILE 
By Peter Mutua
In Summary
  • Prudent leaders of family firms embrace planned giving and make purposeful donations.

The generous man will be prosperous, and he who waters will himself be watered. - Proverbs 11:25 NASB
By May 1937, John D. Rockefeller, one of the richest men in recent times had given away more than $530 million, $8.5 billion (Sh722 billion) in today’s currency.

The world’s first billionaire, who was at the time of his death in 1937 worth $192 billion (1/65 of the GDP of America), is the patriarch of one of the richest families in the USA and founder of the Rockefeller Foundation which even today remains one of the world’s largest funders of philanthropic projects.

Yet it is this same Rockefeller who carefully pored over every restaurant bill the family incurred while on holiday, calling the attention of proprietors to surcharges of a few cents for food.
Rockefeller would not shy away from giving a beggar a single penny if that is what he thought the beggar deserved; his philosophy for philanthropy was “to give money away without making paupers of those who receive it.”

Warren Buffett, a guru of modern investment correctly says that “philanthropy is harder than business” since one is attempting to tackle problems that people with intellect and cash have failed to solve in the past.

As a result, one needs to be very careful with philanthropic engagements since constructive giving is, contrary to popular opinion, more difficult than making money.
Yet leaders of family businesses are surrounded by those who would want to appeal to their generosity to give into various causes.

Ranging from hangers-on who feel entitled to a portion of the business largesse to charlatans who would not hesitate to use religion as a tool to extract cash from leaders, the pulls on businessperson’s heartstrings are many and varied.

Even fundraising cards are issued with designated donations, insinuating that some gifts would be beneath the dignity of an individual of a certain stature in society. Pressure to perform in public is never ending.

Few leaders of family businesses have the fortitude to hang on to cash when subjected to such pressure; even fewer have deliberate strategies for giving into worthy.
Many either fall victim to sob stories or to threats issued by “religious” preachers or soothsayers who pander either to their fear of doom or greed for illicit gain.

Every leader of a family business would like to be famous for generosity. However, to give in such a way as to endanger the very fortune that makes such liberality possible is foolish and dangerous.
One only needs to look at the losers of the 2013 General Election who contributed competitively to various projects to see that there is only contempt for those who give themselves into poverty even to the recipients of one’s generous donations.

Whereas it is good for the leader of a family business to strive to be generous to all those who are in need, it is even more important for such a leader to carefully examine the motivation for such liberality.

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