NSSF Investments

NSSF collects members' contributions and invests them judiciously, and pays commensurate benefits to qualifying members. The money collected is maintained on individual member accounts, invested and earns an annual interest depending on our return on investments.
NSSF's Investment Policy provides for clear guidelines on investments. The Board and Management are mandated by the NSSF Act to invest the money on behalf of the NSSF members. Currently, NSSF has various investment interests in real estate, equities, and fixed income. The benefit for the member is that the member is assured of secure retirement.
On qualification, the member is paid the lump sum amount plus interest computed every year. The members' money is not only safe with NSSF, but NSSF grows the savings in real terms.
Investment Mix

1. In order to provide real return to our members in terms of Interest, and be a key player in the market, NSSF has taken on prudent investment to achieve a
2. NSSF is now refocusing its investment policy and strategies; rebalancing our investment mix through increased allocation in equities, stock exchange and profitable real estate.
3. In pursuing its key function of managing and investing members' contributions, the NSSF has in the medium term, identified urban and rural housing infrastructure development (under the mortgage finance scheme), and educational institutions infrastructure as some of the areas to invest in with strategic partners.

Some of NSSF's Key Areas of Investments Include;

1. Short term
   1. Fixed deposits
   2. Treasury Bills
2. Long term
   1. DFCU
   2. HFB
   3. 10 year Government bond
3. Real Estate/ Properties
   1. Workers House
   2. Social Security House
   3. Land; Temangalo, Lubowa, Mbuya, Lumumba, Naguru, among others
4. Equities/ Shares
   1. Uganda Clays
   2. Bank of Baroda
   3. Nsimbe Holdings
   4. DFCU Ltd
   5. Stanbic Bank
   6. Serena Hotel
   7. Victoria Properties Ltd
   8. HFB
   9. Other areas include;
   10. Corporate/ Institutional lending
   11. Trading on Stock Exchange

Future Plans;

1. Construction of Pension Towers on Lumumba Avenue; a 24 storey-3 tower building, highly intelligent with all modern facilities.
2. Low cost housing project in Temangalo Wakiso; 5000 housing units.
3. Lubowa housing project;
4. Super apartments in Mbuya.
5. Construction of countrywide NSSF branch Offices.
6. Increase branch network to 40.
7. Establish a land bank